OK, now we’re talking real reforms. Banker & Tradesman’s Steve Adams reports that Gov. Healey’s housing panel is recommending major changes to spur construction of new housing across Massachusetts, including eliminating local minimum lot sizes for homes; allowing two-family home construction across the state; and permitting up to four housing units on lots with water and sewer service. … Contrarian Boston’s Scott Van Voorhis is calling the panel’s report “the most ambitious set of (housing) recommendations proposed by any governor in recent decades.” … Needless to say, local officials are going to go bonkers over this. No doubt about it.